Clay Jeffreys

Dunwoody Mortgage

Cell: 404-277-6896

clay@dunwoodymortgage.net

Jeff Hart

Supreme Lending

Cell: 770-315-9736

jeff@jeff-hart.com

Micole Sudduth

Bank South

Cell: 770-374-1847

Msudduth@banksouth.com

Meredith Poggi

Certainty Home Loans (VA)

Cell: 404-863-4269

mpoggi@certaintyhomeloans.com

Thomas Jemczura

KellerMortgage

Cell: 614-753-5005

tjemczura@kellermortgage.com

Eric Rothberg

North Pointe Bank

Cell: 404-542-5995

Eric.rothberg@northpointe.com

Once a lender pulls your credit for an application you can have any other lender pull your credit without your credit score being affected for 30 days. It’s part of the fair credit act to allow you to shop for loans.

Questions to ask lenders.

• When do you work?

• What different programs do you offer?

• What are your loan origination fees (Not closing cost or down payment)?

• How much are closing costs?

• When do you work?

• How quickly can you close once we go under contract?

After you complete the application with a lender ask the following.

• Which program is the best option for me?

• What is the interest rate?

• How much would my closing cost be?

• How much would I need for my down payment?

• Will I have to pay PMI?

• How quickly can I close?